Complete Payment Feature Set

Every tool you need to accept, manage, and reconcile payments from Vietnamese customers — in one platform.

📱

QR Code Payments

Generate VietQR-compatible dynamic QR codes for every order. Works with all Vietnamese banking apps including VCB Digibank, MB Bank, Techcombank, and more.

  • VietQR standard compliant
  • Dynamic per-order QR generation
  • Downloadable PNG for display
  • Expiry time configurable
🏦

Multi-Bank Transfer

Accept manual bank transfers across 57 Vietnamese banks. Automatic payment matching via transaction memo/reference code.

  • 57 Vietnamese banks supported
  • Auto reference code matching
  • NAPAS interbank support
  • Fastest channel auto-routing

Real-time Settlement

Merchant accounts credited instantly upon payment confirmation. Average settlement under 5 seconds — no overnight batching.

  • Sub-5 second settlement
  • No batch processing delays
  • 24/7 settlement including weekends
  • Automatic reconciliation
🔌

Merchant API & Webhooks

Clean RESTful API for order creation, status queries, and refunds. Webhook notifications on every payment event — instant, reliable callbacks.

  • RESTful JSON API
  • Webhook callbacks with retry
  • Sandbox testing environment
  • SDK support (coming soon)
🛡️

Fraud & Risk Detection

Multi-layer protection on every transaction: duplicate order detection, IP risk analysis, velocity checks, and suspicious pattern alerts.

  • Duplicate order detection
  • IP analysis & geofencing
  • Real-time risk scoring
  • Suspicious alert notifications
📊

Dashboard & Reports

Merchant portal with real-time transaction feed, settlement summaries, and one-click CSV export for your accounting team.

  • Real-time transaction monitor
  • Daily/monthly settlement reports
  • CSV export for reconciliation
  • Multi-user access controls

Why Choose RMPay

How RMPay compares on the features that matter most to merchants.

Feature RMPay Typical Gateway
Real-time settlement✓ <5s✗ T+1 day
QR code payments
Merchant API + WebhooksVaries
Duplicate order detection✓ Auto✗ Manual
24/7 weekend settlement✗ Weekdays only
Onboarding time✓ Same day✗ 1–2 weeks
Fee transparency✓ From 1%Hidden fees
Direct TG support✗ Ticket system
Get Started Today →